| General |
| Brand | HDFC Bank |
| Best Suited For | Shopping |
| Welcome Benefits | 1,499 NeuCoins on Tata Neu App |
| Spend Based Waiver | The renewal fee is waived off on achieving annual spends of Rs. 3 lakhs or more. |
| Fee and Charges |
| Joining fee | Rs. 1,499 + GST |
| Renewal Fee | Rs. 1,499 + GST |
| Interest Rate | 3.49% per month, i.e, 41.88% per annum |
| Foreign Currency Markup | 2% of the total transaction amount. |
| Cash Advance Charges | 2.5% of the withdrawn amount, subject to a minimum fee of Rs. 500. |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | NA |
| Travel |
| Domestic Lounge Access | 8 complimentary domestic lounge access every calendar year |
| International Lounge Access | 4 complimentary international lounge access each year |
| Fuel Surcharge | 1% fuel surcharge waiver for all fuel transactions in India between ₹400 and ₹5,000. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 10% cashback (in the form of Neucoins) on the Tata Neu app, 5% cashback on Tata partner brands, and 1.5% cashback elsewhere. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Insurance cover worth ₹1 crore against air accidents, cover worth ₹15 lakhs against emergency hospitalization and lost card liability cover worth up to ₹9 lakhs. |
| Zero Liability Protection | The cardholders will not be liable for fraudulent transactions made on a lost/stolen card if they report it within 48 hours. |
| Golf |
| Golf | NA |
