| General |
| Brand | HDFC Bank |
| Best Suited For | Dining Food |
| Welcome Benefits | Complimentary 3-Month Swiggy One Membership |
| Spend Based Waiver | Renewal fee waiver on spending Rs. 2 Lakhs in the year |
| Fee and Charges |
| Joining fee | Rs. 500 + GST |
| Renewal Fee | Rs. 500 + GST |
| Interest Rate | 3.6% per month or 43.2% per annum |
| Foreign Currency Markup | 3.5% of the total amount |
| Cash Advance Charges | 2.5% of the amount or Rs. 500, whichever is higher |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | 10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more |
| Travel |
| Domestic Lounge Access | NA |
| International Lounge Access | NA |
| Fuel Surcharge | NA |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | NA |
| Zero Liability Protection | Cardholder will not be liable for any fraudulent transaction made with the card in case of timely reporting to the bank about loss or theft of card |
| Golf |
| Golf | NA |
