| General |
| Brand | SBI Bank |
| Best Suited For | Shopping |
| Welcome Benefits | Receive 2,000 Reward Points on the expenditure of the same amount within the first 60 days of card issuance. |
| Spend Based Waiver | Renewal fee can be waived by spending Rs. 1 lakh in a card anniversary year |
| Fee and Charges |
| Joining fee | Rs. 499 + GST |
| Renewal Fee | Rs. 499 + GST |
| Interest Rate | 3.50% per month (or 42% annually) |
| Foreign Currency Markup | 3.5% of the transaction amount |
| Cash Advance Charges | 2.5% of the amount withdrawn or Rs. 500 (whichever is higher) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 (plus applicable taxes) per redemption request |
| Movie & Dining |
| Movie & Dining | 10X Reward Points on movie and dining spends |
| Travel |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 (capped at Rs. 100 per month) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 1 Reward Point for Rs. 150 spent (reward rate = 0.25%), 10X RPs for spends made in movies, grocery, dining, & departmental stores (reward rate = 2.5%) |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | On reporting the loss of the card to the bank within the stipulated time, the card holder will not be liable for any transaction done on the card. |
| Golf |
| Golf | N/A |
