| General |
| Brand | SBI Bank |
| Best Suited For | Shopping |
| Welcome Benefits | Amazon Gift Card Worth Rs. 500 |
| Spend Based Waiver | Renewal fee waiver on annual spend of Rs. 1 lakh |
| Fee and Charges |
| Joining fee | Rs. 499 + GST |
| Renewal Fee | Rs. 499 + GST |
| Interest Rate | 3.5% per month or 42% annualized |
| Foreign Currency Markup | 3.5% of the total transaction amount |
| Cash Advance Charges | 2.5% of the withdrawal amount or a minimum fee of Rs. 500 |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 (plus taxes) on each redemption request |
| Movie & Dining |
| Movie & Dining | N/A |
| Travel |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Fuel Surcharge | 1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | Get 10X Reward Points on partner brands (e.g. BookMyShow, Apollo 24/7), 5X Reward Points on online purchases, and 1 Reward Point for every Rs. 100 spent on other purchases. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | The cardholders get a zero liability protection against a lost/stolen card if the loss is informed to the bank officials timely. |
| Golf |
| Golf | N/A |
