| General |
| Brand | SBI Bank |
| Best Suited For | Travel Shopping |
| Welcome Benefits | Gift voucher (worth Rs. 3,000) from any of these brands, Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons. |
| Spend Based Waiver | Renewal fee is waived off if a minimum of Rs. 3 lakhs were spent in the previous year |
| Fee and Charges |
| Joining fee | Rs. 2,999 + GST |
| Renewal Fee | Rs. 2,999 + GST |
| Interest Rate | 3.5% per month (42% per annum) |
| Foreign Currency Markup | 3.5% of the transaction amount |
| Cash Advance Charges | 2.5% of the amount withdrawn or Rs. 500 (whichever is higher) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 (plus applicable taxes) per redemption request |
| Movie & Dining |
| Movie & Dining | 5X Reward Points (10 Reward Points) on dining and movie spendsGet up to 25% discount on dining bills at partner restaurants (only with AmEx variant) |
| Travel |
| Domestic Lounge Access | 8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter) |
| International Lounge Access | 4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter) |
| Fuel Surcharge | 1% fuel surcharge waiver applicable on every fuel transaction between Rs. 500 to Rs. 4,000 (maximum waiver of Rs. 250 in a month). |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 10 Reward Points for every spend of Rs. 100 on groceries, dining, movie and departmental store, 2 RPs for every Rs. 100 spent on all other retail. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Air accident cover (worth Rs. 50 lakhs), fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting about the loss of the card to the bank |
| Zero Liability Protection | Fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting the loss of card to the bank |
| Golf |
| Golf | Complimentary 4 rounds of green fee and 1 complimentary golf lesson every month and also up to 50% off on golf games (With MasterCard Variant only) |
