| General |
| Brand | SBI Bank |
| Best Suited For | Movies Travel Shopping |
| Welcome Benefits | E-vouchers worth Rs. 5,000 from any one of the brands, including Yatra, Aditya Birla Fashion, Hush Puppies/Bata, Pantaloons, and Shoppers Stop. |
| Spend Based Waiver | Renewal fee of Rs. 4,999 is waived on annual spends of Rs. 10 lakh or more in the preceding year |
| Fee and Charges |
| Joining fee | Rs. 4,999 + GST |
| Renewal Fee | Rs. 4,999 + GST |
| Interest Rate | 3.50% per month (42% per annum) |
| Foreign Currency Markup | 1.99% of the transaction amount |
| Cash Advance Charges | 2.5% of the transaction amount, subject to a minimum charge of Rs 500 |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 (plus applicable taxes) per redemption request |
| Movie & Dining |
| Movie & Dining | Get free movie tickets every month (max benefit capped at Rs. 6,000 per year and Rs. 250 per ticket, offer valid for at least 2 tickets per booking per month), dining offers with up to 25% discount at partner restaurants (with American Express variant only) |
| Travel |
| Domestic Lounge Access | 2 complimentary visits to domestic airport lounges every quarter |
| International Lounge Access | 6 complimentary visits to international airport lounges per year (max 2 per quarter) with the Priority Pass program. |
| Fuel Surcharge | 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at all fuel stations across India (max waiver capped at Rs. 250 per month) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 2 Reward Points on every Rs. 100 you spend on retail purchases, 5X Reward Points on dining spends, departmental stores, and grocery purchases (reward rate of 2.5%) |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Zero liability protection against lost card worth Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting the loss of card to the bank. |
| Zero Liability Protection | Get an insurance cover worth Rs. 1 lakh that is applicable from 48 hours prior to 7 days post reporting the loss of card |
| Golf |
| Golf | 4 complimentary rounds of green fees and up to 50% off on golf games along with 1 free lesson per month at selected golf courses across the country (you get it only with the MasterCard variant of the card) |
