| General |
| Brand | SBI Bank |
| Best Suited For | Shopping |
| Welcome Benefits | A Noise ColorFit Pulse Smart Watch worth Rs. 5,999, complimentary Fitpass Pro membership, and complimentary Netmeds First membership. |
| Spend Based Waiver | The renewal fee can be waived if you spend Rs. 2 lakhs or more in the previous year. |
| Fee and Charges |
| Joining fee | Rs. 1,499 + GST |
| Renewal Fee | Rs. 1,499 + GST |
| Interest Rate | 3.50% per month (42% per annum) |
| Foreign Currency Markup | 3.5% of the transaction amount |
| Cash Advance Charges | 2.5% of the cash amount subject to a minimum of Rs. 500 |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 100 on each redemption request |
| Movie & Dining |
| Movie & Dining | 10 Reward Points per Rs. 100 spent on movie and dining |
| Travel |
| Domestic Lounge Access | 2 complimentary domestic lounge visits per quarter. |
| International Lounge Access | NA |
| Fuel Surcharge | 1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 4,000. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 10 Reward Points per Rs. 100 spent on Pharmacy, Chemist, movie & dining and 2 RPs per Rs. 100 spent elsewhere. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Get an air accident cover of Rs. 50 lakhs, zero liability cover of Rs. 1 lakh, and other travel insurance covers, including lost baggage, delayed baggage, loss of travel documents, etc. |
| Zero Liability Protection | The liability for a fraudulent transaction done on the lost or stolen card will not fall on the cardholder if he/she reports the same to the bank in a timely manner. |
| Golf |
| Golf | NA |
