| General |
| Brand | SBI Bank |
| Best Suited For | Travel |
| Welcome Benefits | Earn 350 activation bonus on a single transaction of Rs 500 or more within 45 days of the activation of the credit card. Earn Rs 100 cashback on ATM cash Withdrawal for the first time. |
| Spend Based Waiver | Nil |
| Fee and Charges |
| Joining fee | Rs. 500 + GST |
| Renewal Fee | Rs. 300 + GST |
| Interest Rate | 3.5% per month or 42% per annum |
| Foreign Currency Markup | 3.5% of the total transaction value. |
| Cash Advance Charges | 2.5% of the total transaction amount (Minimum Rs. 500) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs 99 |
| Movie & Dining |
| Movie & Dining | NA |
| Travel |
| Domestic Lounge Access | 4 complimentary railway lounge access per year, maximum 1 per quarter |
| International Lounge Access | NA |
| Fuel Surcharge | 1% of Fuel Surcharge Waiver (Maximum waiver of Rs 100 per statement cycle) at all fuel stations across India. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | Earn up to 10% Value Back as Reward Points while you book Railway Tickets on IRCTC. Earn 1 Reward Point for every Rs 125 spent. 1 Reward Point= Re. 1 |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | NA |
| Zero Liability Protection | NA |
| Golf |
| Golf | NA |
