IRCTC Rupay SBI Credit Card

irctc-rupay-sbi-credit-card-apply-offers-india
  • Rs. 500 (Joining Fee)

    Welcome Benefits

  • Annual Fee

    Rs. 300 (Annual Fee)
    • 3.5% per month or 42.00 % per year Interest rate
    • 3.5% per foriegn conversion Foreign Currency Markup
    • 4 complimentary domestic railway lounge access every year (1 per quarter).
    • Nil Add-on Card Fee

IRCTC Rupay SBI Credit Card Welcome Benefits

You get 350 reward points on a minimum transaction of Rs. 500 within 45 days after receiving the card. You also get Rs 100 cashback on your first ATM withdrawal within 30 days of card issuance.

IRCTC Rupay SBI Credit Card Benefits and Features

General
BrandSBI Bank
Best Suited ForTravel
Welcome BenefitsYou get 350 reward points on a minimum transaction of Rs. 500 within 45 days after receiving the card. You also get Rs 100 cashback on your first ATM withdrawal within 30 days of card issuance.
Spend Based WaiverNil
Fee and Charges
Joining feeRs. 500 + GST
Renewal FeeRs. 300 + GST
Interest Rate3.5% per month (42% per annum)
Foreign Currency Markup3.5% per foriegn conversion
Cash Advance Charges2.5% or Rs. 500 (whichever is higher)
Add-on Card FeeNil
Rewards Redemption FeeRs. 99
Movie & Dining
Movie & DiningNA
Travel
Domestic Lounge Access4 complimentary domestic railway lounge access every year (1 per quarter).
International Lounge AccessNA
Fuel Surcharge1% fuel surcharge waiver across all petrol pumps in India for all transactions between Rs. 500 to Rs. 3,000. You can get a maximum waiver of Rs. 100 in a statement cycle.
Other travel benefits
Shopping
Rewards Rate1 Reward Point on every spend of Rs. 125.
Rewards Redemption
Insurance and protection
Insurance BenefitsNA
Zero Liability ProtectionThe cardholder will not be liable for any fraudulent transaction done through their card once the card is reported lost/stolen.
Golf
GolfNA