| General |
| Brand | HDFC Bank |
| Best Suited For | Travel Dining Shopping |
| Welcome Benefits | Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region. |
| Spend Based Waiver | Get renewal fee waived by spending Rs. 10 lakh in the previous year. |
| Fee and Charges |
| Joining fee | Rs. 12,500 + GST |
| Renewal Fee | Rs. 12,500 + GST |
| Interest Rate | 1.99% per month or 23.8% annualized |
| Foreign Currency Markup | 2% of the total transaction amount + taxes |
| Cash Advance Charges | NIL (Interests charges applicable) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | 1 + 1 Complimentary Buffet at ITC Hotels and 15% off With Swiggy Dineout |
| Travel |
| Domestic Lounge Access | Unlimited Free Domestic Airport Lounge Access |
| International Lounge Access | Unlimited free access to international lounges across the globe for the primary cardmember and all add-on cardholders. |
| Fuel Surcharge | 1% fuel surcharge waiver up to Rs. 1,000 each month |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3% |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh |
| Zero Liability Protection | In case the card is lost, if you report the same within 24 hours, you have zero cost liability on any fraudulent transaction made with your credit card. Bank not liable for any fraudulent transaction made prior to the time of reporting. |
| Golf |
| Golf | Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India |
