| General |
| Brand | HDFC Bank |
| Best Suited For | Shopping |
| Welcome Benefits | 500 CashPoints |
| Spend Based Waiver | Rs. 50,000 spent in the previous year |
| Fee and Charges |
| Joining fee | Rs. 500 + GST |
| Renewal Fee | Rs. 500 + GST |
| Interest Rate | 3.6% per month (or 43.2% per annum), 0.99% for the first 90 days. |
| Foreign Currency Markup | 3.5% on the conversion amount (plus applicable taxes) |
| Cash Advance Charges | 2.50% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 per redemption request (plus applicable taxes) |
| Movie & Dining |
| Movie & Dining | Up to 20% off via Swiggy Dineout |
| Travel |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Fuel Surcharge | 1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 |
| Other travel benefits | |
| Shopping |
| Rewards Rate | Get 1 CashPoint for every Rs. 150 spent on all purchases, earn 5x CashPoints on EMI transactions at merchant outlets, and 10x CashPoints on Big Basket, Swiggy, BookMyShow, Oyo, Uber, and more. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | Cardholders shall not be liable for any fraudulent transaction made with the card post reporting the loss of the card to the bank. |
| Golf |
| Golf | N/A |
