| General |
| Brand | HDFC Bank |
| Best Suited For | Movies Travel Food |
| Welcome Benefits | Complimentary Membership of Swiggy One & Times Prime |
| Spend Based Waiver | Renewal fee waiver on spending over Rs. 3 lakhs in the previous year. |
| Fee and Charges |
| Joining fee | Rs. 2,500 + GST |
| Renewal Fee | Rs. 2,500 + GST |
| Interest Rate | 3.6% per month (43.2% per annum) |
| Foreign Currency Markup | 1.99% of the conversion amount (plus applicable taxes) |
| Cash Advance Charges | 2.5 % of the withdrawal amount subject to a minimum charge of Rs 500 |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs 99 per redemption request (plus applicable taxes) |
| Movie & Dining |
| Movie & Dining | Get 5x (20) reward points per Rs. 150 spent on Swiggy and Zomato. Get a Buy One Get One offer on BookMyShow movie tickets for shows on Friday, Saturday, and Sunday. |
| Travel |
| Domestic Lounge Access | Up to 8 complimentary domestic lounge access every year |
| International Lounge Access | Up to 8 complimentary international lounge access every year |
| Fuel Surcharge | 1% fuel surcharge waiver on fuel transactions at all fuel stations subject to a maximum waiver of Rs 500 per statement cycle |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 4 Reward Points on every Rs 150 spent and up to 10x RPs on Smartbuy spends. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Insurance cover worth up to Rs 1 crore in case of an air accident and an emergency cover of Rs 25 lac in case of hospitalization abroad. |
| Zero Liability Protection | Protection cover of Rs 9 lac in case of any fraudulent transaction reported within a stipulated time on HDFC Diners Club Privilege credit card |
| Golf |
| Golf | N/A |
