| General |
| Brand | HDFC Bank |
| Best Suited For | Travel Dining Shopping |
| Welcome Benefits | Get complimentary annual membership of Forbes, Club Marriott, Times Prime, MMT Black, Amazon Prime, and Swiggy One (3 Months) on spending Rs. 1,50,000 or more in the first 90 days of card issuance |
| Spend Based Waiver | Waiver of renewal fee on spending Rs. 5,00,000 in the previous year. |
| Fee and Charges |
| Joining fee | Rs. 10,000 + GST |
| Renewal Fee | Rs. 10,000 + GST |
| Interest Rate | 1.99% per month (or 23.88% annually) |
| Foreign Currency Markup | 1.99% (plus applicable taxes) |
| Cash Advance Charges | Higher of 2.5% of the amount withdrawn or Rs. 500. |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | 2X Reward Points on weekend dining |
| Travel |
| Domestic Lounge Access | Unlimited complimentary access to the domestic lounges |
| International Lounge Access | Unlimited complimentary access to the international lounges |
| Fuel Surcharge | 1% fuel surcharge waived (max waiver capped at Rs. 1,000/month and min transaction of Rs. 400 required). |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 5 Reward Points on every spend of Rs. 150. 10x Reward Points on SmartBuy and 2x Reward Points on weekend dining |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Travel-related insurance benefits including an air accident cover worth Rs. 2 crores, emergency overseas hospitalization cover worth Rs. 50 Lakhs, and a credit liability cover worth up to Rs. 9 lakh. |
| Zero Liability Protection | Zero liability protection worth Rs. 9 lakh against a lost/stolen card. |
| Golf |
| Golf | 6 complimentary golf games per quarter at some of the most premium golf destinations around the world. |
