| General |
| Brand | SBI Bank |
| Best Suited For | Travel |
| Welcome Benefits | 5,000 Etihad Guest Miles, 2 Free Wifi vouchers on first Etihad Airways booking, complimentary Etihad Guest Gold tier status post first card transaction, |
| Spend Based Waiver | Next year's annual membership fee waived on the expenditure of minimum Rs. 5,00,000 in a year. |
| Fee and Charges |
| Joining fee | Rs. 4,999 + GST |
| Renewal Fee | Rs. 4,999 + GST |
| Interest Rate | 3.5% per month (42% per annum) |
| Foreign Currency Markup | 3.5% (plus applicable taxes) |
| Cash Advance Charges | 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | N/A |
| Travel |
| Domestic Lounge Access | 8 domestic lounge access each year with a quarterly cap of 2 visits. |
| International Lounge Access | Complimentary Priority Pass membership worth USD 99 with 4 complimentary lounge access outside India (max 2 per quarter). Visits chargeable at USD 27/visit/guest post this complimentary quota. |
| Fuel Surcharge | The 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250 per statement cycle) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 6 Etihad Guest Miles per Rs. 100 you spend on Etihad.com, 4 Etihad Guest Miles on every Rs. 100 you spend on international purchases, and 2 Etihad Guest Miles for every other spend (except fuel purchases). A max of 40,000 Miles per year can be earned. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Overseas air accident cover worth Rs. 50 lakh, fraud liability cover worth Rs. 1 lakh, and an allowance of USD 1,000 in case of loss of baggage. |
| Zero Liability Protection | Fraud liability cover of Rs. 1 lakh applicable from 48 hours prior to reporting and 7 days post reporting the loss of card. |
| Golf |
| Golf | N/A |
