| General |
| Brand | SBI Bank |
| Best Suited For | Travel |
| Welcome Benefits | 2,500 Etihad Guest Miles, Etihad Guest Silver tier status, 1 complimentary wifi voucher on first booking for Etihad Airways |
| Spend Based Waiver | Annual membership fee waived off (2nd year onwards) on minimum spends of Rs. 3 lakh in the previous year |
| Fee and Charges |
| Joining fee | Rs. 1,499 + GST |
| Renewal Fee | Rs. 1,499 + GST |
| Interest Rate | 3.5% per month (or 42% annually) |
| Foreign Currency Markup | 3.5% (plus applicable taxes) |
| Cash Advance Charges | 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | N/A |
| Travel |
| Domestic Lounge Access | 8 complimentary access to domestic lounges annually (max 2/quarter) |
| International Lounge Access | Complimentary Priority Pass membership worth USD 99 |
| Fuel Surcharge | 1% fuel surcharge waiver applicable at all fuel stations in India for purchases between Rs. 500 and Rs. 4,000 (max benefit capped at Rs. 250 per payment cycle) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 3 Etihad Guest Miles per Rs. 100 you spend on Etihad.com, 2 Etihad Guest Miles per Rs. 100 you spend on International transactions, 1 Etihad Guest Mile on other Rs. 100 spends. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Overseas air accident cover of Rs. 25 lakh, fraud liability cover worth Rs. 50,000, lost baggage cover of up to USD 1,000 |
| Zero Liability Protection | Fraud liability cover of Rs. 50,000 applicable on the lost card from 48 hours prior to reporting and 7 days post reporting. |
| Golf |
| Golf | N/A |
