| General |
| Brand | SBI Bank |
| Best Suited For | Shopping Food |
| Welcome Benefits | NA |
| Spend Based Waiver | The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year. |
| Fee and Charges |
| Joining fee | Rs. 999 + GST |
| Renewal Fee | Rs. 999 + GST |
| Interest Rate | 3.5% p.m. (42% p.a.) |
| Foreign Currency Markup | 3.5% of the international transaction |
| Cash Advance Charges | 2.5% of the amount withdrawn or a minimum charge of Rs. 500. |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | NIL |
| Movie & Dining |
| Movie & Dining | NA |
| Travel |
| Domestic Lounge Access | NA |
| International Lounge Access | NA |
| Fuel Surcharge | 1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | NA |
| Zero Liability Protection | The cardholder will not be liable for any fraudulent transaction if the card is reported lost or stolen to the bank in a timely manner. |
| Golf |
| Golf | NA |
