| General |
| Brand | SBI Bank |
| Best Suited For | Fuel |
| Welcome Benefits | 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of joining fee (credited after 20 days of the payment of joining fee). |
| Spend Based Waiver | Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year. |
| Fee and Charges |
| Joining fee | Rs. 499 + GST |
| Renewal Fee | Rs. 499 + GST |
| Interest Rate | 3.5% per month (42% per annum) |
| Foreign Currency Markup | 3.5% of the transaction amount |
| Cash Advance Charges | 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 (plus applicable taxes) per redemption request |
| Movie & Dining |
| Movie & Dining | 5X Reward Points on movie and dining spends |
| Travel |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Fuel Surcharge | 1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%) |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank. |
| Golf |
| Golf | N/A |
