| General |
| Brand | SBI Bank |
| Best Suited For | Fuel |
| Welcome Benefits | 6,000 bonus reward points worth Rs. 1500 |
| Spend Based Waiver | Next year's renewal fee waived on annual expenditure of Rs. 2 lakh. |
| Fee and Charges |
| Joining fee | Rs. 1,499 + GST |
| Renewal Fee | Rs. 1,499 + GST |
| Interest Rate | 3.5% per month (42% per annum) |
| Foreign Currency Markup | 3.5% of the transaction amount |
| Cash Advance Charges | 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 (plus applicable taxes) per redemption request. |
| Movie & Dining |
| Movie & Dining | 10x reward points for every Rs. 100 you spend on dining and movie tickets. |
| Travel |
| Domestic Lounge Access | 4 complimentary access to domestic lounges every year (1 per quarter). |
| International Lounge Access | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver on transactions up to Rs. 4,000 (max waiver of Rs. 100 in a month) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 25 reward points for every Rs. 100 spends at BPCL fuel stations (reward rate = 6.25%), 10 RPs for every Rs. 100 spends on groceries, departmental stores, and movie ticket purchases (reward rate = 2.5%), and 1 reward point for every Rs. 100 spent for all other expenditures (reward rate = 0.25%) except mobile wallet uploads and fuel purchases at non-BPCL stations. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | No liability to the cardholder if the loss of the card is reported to the bank within stipulated time. |
| Golf |
| Golf | N/A |
