General |
Brand | Axis Bank |
Best Suited For | Dining Shopping |
Welcome Benefits | 5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation |
Spend Based Waiver | Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year |
Fee and Charges |
Joining fee | Rs. 1,000 + GST |
Renewal Fee | Rs. 1,000 + GST |
Interest Rate | 3.6% per month or 52.86% per annum |
Foreign Currency Markup | 3.5% of the total transaction amount |
Cash Advance Charges | 2.5% of the amount withdrawn or Rs. 500, whichever is higher in value |
Add-on Card Fee | Nil |
Rewards Redemption Fee | No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions |
Movie & Dining |
Movie & Dining | 30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program |
Travel |
Domestic Lounge Access | 2 complimentary domestic airport lounge access per quarter |
International Lounge Access | NA |
Fuel Surcharge | 1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000 |
Other travel benefits | |
Shopping |
Rewards Rate | 2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage |
Zero Liability Protection | Cardholders are not liable for fraud transactions if they report to the bank about losing their card in a timely manner |
Golf |
Golf | NA |