Axis Bank Rewards Credit Card

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  • Rs. 1000 (Joining Fee)

    Welcome Benefits

  • Annual Fee

    Rs. 1000 (Annual Fee)
    • 3.6% per month or 43.20 % per year Interest rate
    • 3.5% of the total transaction amount Foreign Currency Markup
    • 2 complimentary domestic airport lounge access per quarter
    • Nil Add-on Card Fee

Axis Bank Rewards Credit Card Welcome Benefits

5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation

Axis Bank Rewards Credit Card Benefits and Features

General
BrandAxis Bank
Best Suited ForDining Shopping
Welcome Benefits5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation
Spend Based WaiverRenewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year
Fee and Charges
Joining feeRs. 1,000 + GST
Renewal FeeRs. 1,000 + GST
Interest Rate3.6% per month or 52.86% per annum
Foreign Currency Markup3.5% of the total transaction amount
Cash Advance Charges2.5% of the amount withdrawn or Rs. 500, whichever is higher in value
Add-on Card FeeNil
Rewards Redemption FeeNo fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions
Movie & Dining
Movie & Dining30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program
Travel
Domestic Lounge Access2 complimentary domestic airport lounge access per quarter
International Lounge AccessNA
Fuel Surcharge1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000
Other travel benefits
Shopping
Rewards Rate2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores
Rewards Redemption
Insurance and protection
Insurance BenefitsRs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage
Zero Liability ProtectionCardholders are not liable for fraud transactions if they report to the bank about losing their card in a timely manner
Golf
GolfNA