General |
Brand | Axis Bank |
Best Suited For | Shopping |
Welcome Benefits | 12,500 EDGE REWARD Points on payment of joining fee & 6,250 EDGE REWARD Points for priority banking customers. |
Spend Based Waiver | Waiver of renewal fee on the spending of Rs. 2.5 Lakhs in the anniversary year. |
Fee and Charges |
Joining fee | Rs. 1,500 + GST |
Renewal Fee | Rs. 1,500 + GST |
Interest Rate | 3.4% per month |
Foreign Currency Markup | 3.5% on all international transactions |
Cash Advance Charges | Rs. 500 or 2.5% of the amount withdrawn, higher of the two. |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | While dining at 4,000+ partnered restaurants, you can enjoy up to 20% discount. |
Travel |
Domestic Lounge Access | 2 free visits to the domestic lounges every quarter. |
International Lounge Access | NA |
Fuel Surcharge | 1% waiver at all fuel stations on transactions between Rs. 400 and Rs. 4,000 |
Other travel benefits | |
Shopping |
Rewards Rate | On every Rs. 200 spent using this credit card, you will get 10 EDGE Points. |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | You get insurance coverage for air accidents, lost/delayed baggage, lost travel documents, and purchase protection. |
Zero Liability Protection | No liability in case of fraudulent transactions if loss or theft of the card is reported to the bank. |
Golf |
Golf | N/A |