| General |
| Brand | Axis Bank |
| Best Suited For | Shopping |
| Welcome Benefits | N/A |
| Spend Based Waiver | Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000. |
| Fee and Charges |
| Joining fee | Rs. 499 + GST |
| Renewal Fee | Rs. 499 + GST |
| Interest Rate | 3.6% per month or 52.86% annualized |
| Foreign Currency Markup | 3.5% of the transaction amount |
| Cash Advance Charges | 2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500. |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program. |
| Travel |
| Domestic Lounge Access | 4 complimentary airport lounge visits to domestic airport lounges per year |
| International Lounge Access | NA |
| Fuel Surcharge | 1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month). |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.2% cashback elsewhere on other merchants. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | NA |
| Zero Liability Protection | Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days. |
| Golf |
| Golf | NA |
