General |
Brand | AU Bank |
Best Suited For | Travel Shopping |
Welcome Benefits | NA |
Spend Based Waiver | NA |
Fee and Charges |
Joining fee | Nil |
Renewal Fee | Nil |
Interest Rate | 3.49% per month |
Foreign Currency Markup | 3.49% of the transaction amount. |
Cash Advance Charges | 2.5% of the cash amount subject to a minimum of Rs. 100. |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | Get up to 30% off on your dining spends |
Travel |
Domestic Lounge Access | 2 free domestic airport lounges |
International Lounge Access | NA |
Fuel Surcharge | 1% fuel surcharge waiver on all fuel transactions between Rs. 200 and Rs. 5,000 |
Other travel benefits | |
Shopping |
Rewards Rate | 4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100 |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Get a personal accident cover worth Rs. 50 lakhs, a purchase protection cover worth Rs. 25,000, and a credit liability cover worth Rs. 2 lakhs. |
Zero Liability Protection | Get a zero liability protection against a lost or stolen card by reporting the loss the bank in a timely manner. |
Golf |
Golf | NA |