| General |
| Brand | AU Bank |
| Best Suited For | Shopping |
| Welcome Benefits | NA |
| Spend Based Waiver | NA |
| Fee and Charges |
| Joining fee | Nil |
| Renewal Fee | Nil |
| Interest Rate | 3.49% per month, i.e. 41.88% annually |
| Foreign Currency Markup | 3.49% of the total transaction amount |
| Cash Advance Charges | 2.5% of the withdrawn amount subject to a minimum of Rs. 100 |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | Get up to 30% discount on dining across over 300 partnered restaurants. |
| Travel |
| Domestic Lounge Access | 2 complimentary railway lounge access every quarter |
| International Lounge Access | NA |
| Fuel Surcharge | 1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 2 Reward Points on every retail spend of Rs. 100 and 15 Reward Points on dining, movies, departmental stores, and groceries. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Get complimentary device protection and 1-year extended warranty on selected electronic products |
| Zero Liability Protection | Get zero liability protection against lost/stolen cards if the loss is reported to the bank in a timely manner. |
| Golf |
| Golf | NA |
