| General |
| Brand | SBI Bank |
| Best Suited For | Travel |
| Welcome Benefits | You will get 20,000 reward points in the form of a welcome benefit. |
| Spend Based Waiver | N/A |
| Fee and Charges |
| Joining fee | Rs. 4,999 + GST |
| Renewal Fee | Rs. 4,999 + GST |
| Interest Rate | 3.5% per month (or 42% annually) |
| Foreign Currency Markup | 3.5% of the amount transacted |
| Cash Advance Charges | 2.5% or Rs. 500 (whichever is higher) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 (plus applicable taxes) |
| Movie & Dining |
| Movie & Dining | N/A |
| Travel |
| Domestic Lounge Access | Complimentary visits to domestic lounges, up to 8 times a year. |
| International Lounge Access | Complimentary Priority Pass membership (visits chargable) |
| Fuel Surcharge | Fuel surcharge waiver of 1% on fuel transactions between Rs. 500 and Rs. 4,000. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 30 RP for every Rs. 100 spent on tickets booked for self and 10 RPs for every Rs. 100 spent on tickets booked for others through airindia.in and 10 RPs for every Rs. 100 spent on tickets booked for self and others through Air India Booking office or call centers |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Insurance cover worth Rs. 1 Lakhs against the lost card. |
| Zero Liability Protection | Zero liability of credit cardholder against fraudulent transaction on the card post reporting the loss of card to the bank |
| Golf |
| Golf | N/A |
