General |
Brand | HDFC Bank |
Best Suited For | Travel |
Welcome Benefits | 1 Free Night Award valid for 1 year at hotels participating in the Marriott Bonvoy program |
Spend Based Waiver | NA |
Fee and Charges |
Joining fee | Rs. 3,000 + GST |
Renewal Fee | Rs. 3,000 + GST |
Interest Rate | 3.6% per month |
Foreign Currency Markup | 3.5% of the transaction amount |
Cash Advance Charges | 2.5% of the withdrawn amount or Rs. 500, whichever is higher |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Nil |
Movie & Dining |
Movie & Dining | NA |
Travel |
Domestic Lounge Access | 12 complimentary lounge access at both domestic and international terminals |
International Lounge Access | 12 complimentary international lounge access |
Fuel Surcharge | 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 5000 |
Other travel benefits | |
Shopping |
Rewards Rate | 8 Marriott Bonvoy points on eligible purchases at participating Marriott hotels, 4 reward points on travel, dining, and entertainment spends, 2 reward points on other spends |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | Air accident cover, cover for delay or loss of baggage or travel documents, credit shield, and loss liability cover |
Zero Liability Protection | Cardholders are not liable to fraudulent transactions made with the card in case of timely reporting about the theft or loss of the card |
Golf |
Golf | 2 complimentary golf course access and 2 golf lessons per quarter |