General |
Brand | SBI Bank |
Best Suited For | Travel |
Welcome Benefits | Earn 350 activation bonus on a single transaction of Rs 500 or more within 45 days of the activation of the credit card. Earn Rs 100 cashback on ATM cash Withdrawal for the first time. |
Spend Based Waiver | Nil |
Fee and Charges |
Joining fee | Rs. 500 + GST |
Renewal Fee | Rs. 300 + GST |
Interest Rate | 3.5% per month or 42% per annum |
Foreign Currency Markup | 3.5% of the total transaction value. |
Cash Advance Charges | 2.5% of the total transaction amount (Minimum Rs. 500) |
Add-on Card Fee | Nil |
Rewards Redemption Fee | Rs 99 |
Movie & Dining |
Movie & Dining | NA |
Travel |
Domestic Lounge Access | 4 complimentary railway lounge access per year, maximum 1 per quarter |
International Lounge Access | NA |
Fuel Surcharge | 1% of Fuel Surcharge Waiver (Maximum waiver of Rs 100 per statement cycle) at all fuel stations across India. |
Other travel benefits | |
Shopping |
Rewards Rate | Earn up to 10% Value Back as Reward Points while you book Railway Tickets on IRCTC. Earn 1 Reward Point for every Rs 125 spent. 1 Reward Point= Re. 1 |
Rewards Redemption | |
Insurance and protection |
Insurance Benefits | NA |
Zero Liability Protection | NA |
Golf |
Golf | NA |