| General |
| Brand | HDFC Bank |
| Best Suited For | Fuel |
| Welcome Benefits | N/A |
| Spend Based Waiver | The renewal fee will be waived on spends of Rs. 50,000 |
| Fee and Charges |
| Joining fee | Rs. 500 + GST |
| Renewal Fee | Rs. 500 + GST |
| Interest Rate | 3.6% per month (or 43.2% per annum) |
| Foreign Currency Markup | 3.5% of the amount transacted |
| Cash Advance Charges | 2.5% of the amount withdrawn subject to a minimum charge of Rs 500. |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs 99 per redemption request |
| Movie & Dining |
| Movie & Dining | N/A |
| Travel |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Fuel Surcharge | On a minimum fuel transaction of Rs. 400, you will get a fuel surcharge waiver of 1%. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8% |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | Zero liability of credit cardholders against any unauthorized transaction if the loss or theft is reported to the bank within 24 hours post-loss or theft. |
| Golf |
| Golf | N/A |
