| General |
| Brand | HDFC Bank |
| Best Suited For | Travel |
| Welcome Benefits | Amazon voucher worth Rs. 500 on making the first transaction within the first 30 days. |
| Spend Based Waiver | The renewal fee is waived on spending Rs. 1.5 lakhs or more in the previous year. |
| Fee and Charges |
| Joining fee | Rs. 500 + GST |
| Renewal Fee | Rs. 500 + GST |
| Interest Rate | 3.6% per month. |
| Foreign Currency Markup | 3.5% of the transaction amount |
| Cash Advance Charges | 2.5% of the cash amount or Rs. 500 (whichever is higher) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | NA |
| Travel |
| Domestic Lounge Access | NA |
| International Lounge Access | NA |
| Fuel Surcharge | 1% fuel surcharge waiver on all fuel transactions. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 1 Cash Point for every retail spend of Rs. 100 and 5x Cash Points on IRCTC bookings. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | NA |
| Zero Liability Protection | The cardholders get a zero liability protection against a lost/stolen card if reported to the bank in a timely manner. |
| Golf |
| Golf | NA |
