| General |
| Brand | HDFC Bank |
| Best Suited For | Shopping |
| Welcome Benefits | Pay your Joining Membership Fee and get Gift Voucher equivalent to Fee Amount = Rs.2,500.Welcome benefit of complimentary MMT Black Elite and Club Vistara Silver Tier membership on spending over Rs. 1 Lakh inside 90 days of getting the card issued |
| Spend Based Waiver | Renewal Fee Waiver on Spending Rs. 4 Lakh in a Year |
| Fee and Charges |
| Joining fee | Rs. 2,500 + GST |
| Renewal Fee | Rs. 2,500 + GST |
| Interest Rate | 3.6% |
| Foreign Currency Markup | 2% on all forex transactions |
| Cash Advance Charges | 2.5% of total amount or Rs. 500, the higher one |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 |
| Movie & Dining |
| Movie & Dining | 20% Discount via Swiggy Dineout |
| Travel |
| Domestic Lounge Access | 3 Complimentary Domestic Airport Lounge Access Every Quarter (12 Each Year) |
| International Lounge Access | 6 complimentary international lounge access |
| Fuel Surcharge | N/A |
| Other travel benefits | |
| Shopping |
| Rewards Rate | Get 4 Reward Points on every spend of Rs. 150 on retail including utilities, insurance, and education. Get 20 Reward Points on every spend of Rs. 150 on Myntra, Marks and Spencers, Nykaa, and Reliance Digital |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Accidental air death cover up to ₹1 crore, emergency overseas hospitalisation cover worth ₹15 lakhs, credit liability cover up to ₹ 9 lakhs |
| Zero Liability Protection | Cardholder will not be liable for fraudulent transactions made with the credit card if he reports about the loss in a timely manner |
| Golf |
| Golf | NA |
