| General |
| Brand | HDFC Bank |
| Best Suited For | Shopping |
| Welcome Benefits | 500 CashPoints |
| Spend Based Waiver | Renewal fee waived off on spending Rs. 50,000 or more in the previous year |
| Fee and Charges |
| Joining fee | Rs. 500 + GST |
| Renewal Fee | Rs. 500 + GST |
| Interest Rate | 3.6% per month (or 43.2% annually) |
| Foreign Currency Markup | 3.5 % of the transacted amount |
| Cash Advance Charges | 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Rs. 99 per redemption request |
| Movie & Dining |
| Movie & Dining | Up to 15% off on dining at over 2,000 premium restaurants. |
| Travel |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver applicable on all fuel transactions |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 2 CashPoints for every Rs. 150 you spend on retail purchases, 5X CashPoints per EMI spends at select merchants, 10X CashPoints on partner brands. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | No liability for the cardholder towards the transactions done on a lost/stolen card if the issue is reported to the bank in a timely manner. |
| Golf |
| Golf | N/A |
