| General |
| Brand | HDFC Bank |
| Best Suited For | Shopping |
| Welcome Benefits | Annual Membership of Swiggy One, Club Marriott, Amazon Prime, and MMT Black. Harley Vouchers Worth Rs. 2,500 |
| Spend Based Waiver | Renewal Fee Waived on Spends of ₹5 Lakh |
| Fee and Charges |
| Joining fee | Rs. 10,000 + GST |
| Renewal Fee | Rs. 10,000 + GST |
| Interest Rate | 1.99% Monthly and 23.88 Yearly |
| Foreign Currency Markup | 2% |
| Cash Advance Charges | 2.5% of the Total Amount |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | 25% Discount Via Swiggy Dineout |
| Travel |
| Domestic Lounge Access | Unlimited Lounge Access |
| International Lounge Access | Unlimited Free Lounge Visits |
| Fuel Surcharge | 1% Fuel Surcharge Waiver |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 5 Reward Points/₹150 |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Accidental Air Death Cover of ₹2 Crore. Travel Insurance Worth ₹55,000 |
| Zero Liability Protection | Credit Liability Cover of Up to ₹9 Lakh |
| Golf |
| Golf | N/A |
