| General |
| Brand | HDFC Bank |
| Best Suited For | Travel Dining Shopping |
| Welcome Benefits | Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance) |
| Spend Based Waiver | Spends of Rs. 8 Lakh in a Year to Waive Renewal Fee |
| Fee and Charges |
| Joining fee | Rs. 10,000 + GST |
| Renewal Fee | Rs. 10,000 + GST |
| Interest Rate | 1.99% Monthly & 23.88% Annually |
| Foreign Currency Markup | 2% of Transaction Amount |
| Cash Advance Charges | 2.5% of the Total Amount or Rs. 500 (Whichever is Higher) |
| Add-on Card Fee | N/A |
| Rewards Redemption Fee | N/A |
| Movie & Dining |
| Movie & Dining | Benefits with Good Food Trails Program and 2X RPs on Weekend Dining |
| Travel |
| Domestic Lounge Access | Unlimited Complimentary Domestic Lounge Visits Across India |
| International Lounge Access | Unlimited Complimentary International Lounge Visits Across the World |
| Fuel Surcharge | N/A |
| Other travel benefits | |
| Shopping |
| Rewards Rate | Earn 5 RPs on Spends of Rs. 150 and 10X RPs on Spends Made on Smart Buy |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh. |
| Zero Liability Protection | Credit Liability Cover Up to Rs. 9 Lakh. |
| Golf |
| Golf | 6 Complimentary Golf Games Each Quarter |
