| General |
| Brand | AU Bank |
| Best Suited For | Travel Dining Shopping |
| Welcome Benefits | Rs. 1,000 worth of Vouchers after the first POS transaction, 10,000 Bonus RPs on spending Rs. 1 Lakh. Each welcome benefit would be applicable for retail spends made within sixty of card set-up. |
| Spend Based Waiver | Joining fee can be waived on spending of Rs. 1.25 lakh within 90 days of card activation, annual fee can also be waived on spending Rs. 5 lakh in the previous year |
| Fee and Charges |
| Joining fee | Rs. 7,999 + GST |
| Renewal Fee | Rs. 7,999 + GST |
| Interest Rate | 1.99% per month (23.88% annually) |
| Foreign Currency Markup | 1.99% of the transaction amount |
| Cash Advance Charges | 2.5% of the transaction amount (subject to a minimum charge of Rs. 100) |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | 20 Reward Points for every Rs. 100 spent on dining at standalone restaurants |
| Travel |
| Domestic Lounge Access | 4 per quarter with Visa domestic lounge access program |
| International Lounge Access | 2 every quarter with Priority Pass membership |
| Fuel Surcharge | 1% fuel surcharge waived off at all fuel pumps all over India (no max cap applicable) |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%) |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers |
| Zero Liability Protection | The cardholder will not be held liable for any unauthorized transaction done with the card after reporting the loss of the card to the bank. |
| Golf |
| Golf | N/A |
