| General |
| Brand | AU Bank |
| Best Suited For | Travel Shopping |
| Welcome Benefits | NA |
| Spend Based Waiver | NA |
| Fee and Charges |
| Joining fee | Nil |
| Renewal Fee | Nil |
| Interest Rate | 3.49% per month |
| Foreign Currency Markup | 3.49% of the transaction amount. |
| Cash Advance Charges | 2.5% of the cash amount subject to a minimum of Rs. 100. |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | Get up to 30% off on your dining spends |
| Travel |
| Domestic Lounge Access | 2 free domestic airport lounges |
| International Lounge Access | NA |
| Fuel Surcharge | 1% fuel surcharge waiver on all fuel transactions between Rs. 200 and Rs. 5,000 |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100 |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Get a personal accident cover worth Rs. 50 lakhs, a purchase protection cover worth Rs. 25,000, and a credit liability cover worth Rs. 2 lakhs. |
| Zero Liability Protection | Get a zero liability protection against a lost or stolen card by reporting the loss the bank in a timely manner. |
| Golf |
| Golf | NA |
