| General |
| Brand | AU Bank |
| Best Suited For | Shopping |
| Welcome Benefits | NA |
| Spend Based Waiver | NA |
| Fee and Charges |
| Joining fee | Nil |
| Renewal Fee | Nil |
| Interest Rate | 3.49% per month |
| Foreign Currency Markup | 3.49% of the total amount |
| Cash Advance Charges | 2.5% of the withdrawn amount, subject to a minimum fee of Rs. 100 |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | Up to 30% discount on dining across more than 300 restaurants. |
| Travel |
| Domestic Lounge Access | 2 complimentary domestic airport lounge access every quarter. |
| International Lounge Access | NA |
| Fuel Surcharge | 1% fuel surcharge waver on all fuel purchases, up to Rs. 250 per month. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | Personal accident cover worth Rs. 50 lakhs, card liability cover worth Rs. 2 lakhs, and purchase protection worth up to Rs. 25,000 |
| Zero Liability Protection | The cardholders are not liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner. |
| Golf |
| Golf | NA |
