| General |
| Brand | AU Bank |
| Best Suited For | Shopping |
| Welcome Benefits | N/A |
| Spend Based Waiver | N/A |
| Fee and Charges |
| Joining fee | Nil |
| Renewal Fee | Nil |
| Interest Rate | 3.59% per month (43.08% annually) |
| Foreign Currency Markup | 3.49% |
| Cash Advance Charges | N/A |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | N/A |
| Movie & Dining |
| Movie & Dining | 1% cashback on UPI spends made on dining |
| Travel |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver on fuel transactions made between Rs. 400 to Rs 5,000 |
| Other travel benefits | |
| Shopping |
| Rewards Rate | 1% direct cashback on UPI spends across departmental stores, groceries, pharmacies, and supermarkets |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | N/A |
| Golf |
| Golf | N/A |
