| General |
| Brand | AU Bank |
| Best Suited For | Shopping |
| Welcome Benefits | N/A |
| Spend Based Waiver | N/A |
| Fee and Charges |
| Joining fee | Nil |
| Renewal Fee | Nil |
| Interest Rate | 3.49% per month |
| Foreign Currency Markup | 3.49% on all international spends. |
| Cash Advance Charges | Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two. |
| Add-on Card Fee | Nil |
| Rewards Redemption Fee | Nil |
| Movie & Dining |
| Movie & Dining | N/A |
| Travel |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Fuel Surcharge | Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000. |
| Other travel benefits | |
| Shopping |
| Rewards Rate | Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends. |
| Rewards Redemption | |
| Insurance and protection |
| Insurance Benefits | N/A |
| Zero Liability Protection | Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank. |
| Golf |
| Golf | N/A |
